Regulatory
compliance under control.
Integrated. Reliable. Future-ready.

Loss Database

Loss Database for Parameter Determination and Historical Tracking.

Benefits

  • Expertise in legal and regulatory requirements
  • International project experience
  • Customizable default management

CHALLENGE

Increasing requirements for default and loss databases

Implementing the regulatory reporting requirements under Basel proves complex and time-critical for many banks. Most IT infrastructures reach their capacity limits when implementing the required guidelines. In particular, a regulatory-compliant loss database is essential for approval to apply the IRB approaches, especially with regard to maintaining a complete historical record of default data.

Regulatory-compliant default and past-due detection

The loss database supports the regulatory-compliant identification of delinquency and default events. Institutions benefit from extensive expertise in legal and regulatory requirements.

Flexible Ausfallkonfiguration für IRB-Verfahren
Ausfälle können kunden- und/oder geschäftsbezogen für den IRB-Retail- sowie den IRB-Basisansatz individuell konfiguriert werden. Die flexible Ausgestaltung ermöglicht eine auf die jeweiligen Anforderungen abgestimmte Ausfallsteuerung.
Event-based historization of loss data

Loss data is historized on an event-driven basis throughout the default cycle of transactions and counterparties. This creates a structured and traceable data foundation for analyses and regulatory requirements.

Determination and validation of risk parameters

The solution supports the calculation of the risk parameters PD, LGD and CCF based on historical loss data. At the same time, it provides the basis for validating banks’ internal estimation methods and benefits from implementation expertise gained from institutions of varying sizes and levels of complexity.

AUSZUG UNSERER KUNDEN

Im Einsatz für Ganzheitlich begleitet, effizient umgesetzt.

CONTACT

Experience zeb.control in action

Schedule a personalized demo or speak directly with our experts.

Webinar

Regular updates on regulatory changes, best practices, and product updates—exclusively for zeb.control customers.
 

Request Live-Demo

Experience zeb.control in a personalized live demo. Our experts will guide you through the features and use cases that are relevant to you.
 

Request a price

Please provide us with some key details about your institution and your specific use case. Based on this information, we will prepare a customized cost estimate.
 

Contact us

Still have questions about zeb.control or a specific module? Our experts are available to assist you by phone, email, or chat.